Posts Tagged with realtor
Before you start searching for your dream home, you should become familiar with the ABC's of real estate.
If PMI, Buy-down, HOA, discount points, PITI, HUD-1, MLS, DOM, escrow, and underwriter leave you feeling like you are playing scrabble, you are not alone. Let me help you make sense of the acronyms.
Many first time home buyers need the assistance of a good real estate agent who can explain the real estate terminology and home buying process in a way that is easily understandable. By educating buyers they become empowered to make informed decisions.
I am that type of real estate agent. I feel it is my duty as your buyer's agent to fully educate you as we walk together down the road to obtaining the keys to your dream home.
Buying your first home should be a fun and exciting time in your life. The first step to being an informed buyer is to understand the terminology you will be hearing throughout the process. I am including what I call my First Time Home Buyers ABC's. These terms will be used in the contract you will enter into when purchasing a home in the State of Virginia.
Appraisal - a witten estimate reflecting the value of real property Broker - Most Realtors are "agents" who work under a "broker." A broker is one who acts as an agent, bringing two parties together for a transaction and is paid a fee. Contingency - A condition that must be met before a contract becomes legal. Deed of trust - In states that do not record mortgages, a deed of trust is recorded. Escrow - Your earnest money deposit will be put into an escrow account and will be delivered to the seller when the transaction is complete. Fixtures - Personal property that becomes real property when permanently attached to real estate.
Start to finish.....45 days to becoming a Home Owner!
Peggy James and Alicia Utz of the Erick and Company Real Estate Team met with Marine Mike on a weekend to preview homes. Within only a few days he was ready to write an offer on a home. This was possible because Marine Mike was already pre-approved (different than pre-qualified) before seeking out a REALTOR® to assist him in accomplishing his real estate goals. He also knew exactly what he was looking for in a home and he knew he wanted his home to be located near Marine Corps Base Quantico.
Marine Mike purchased his four level townhouse in the Forest Park Subdivision with a Veterans Administration guaranteed mortgage through USAA. Over the last few months, we have seen several VA loans close with ZERO money down with the sellers offering to pay all settlement closing costs. VA does allow Service Members to finance the funding fee. Our buyer also received his earnest money deposit back! It just doesn't get any better than that!
On the final walk-through inspection a few days before settlement closing, Marine Mike told me "I didn't expect this home buying process to happen so quickly!"
The Erick and Company Team can make your home buying dreams become a reality too!
Click here to find valulable information on the steps you need to take before you begin the search for your dream home.
Do you need help with finding a home?
Do you have a question about the VA loan process?
Alicia Utz.......HousesByA2z.com
Full-Time REALTOR® with Exit Choice Realty
Member of the Erick and Company Team
14067 Crown Court
Woodbridge, VA 22193
cell 703-232-5766
office 703-350-4990
I provide residential real estate services as a Buyer's Agent in the following areas
in Northern Virginia:
Fort Belvoir, Quantico, Lorton, Alexandria, Kingstown, Woodbridge, Manassas,
Dumfries, Occoquan, and Dale City
If you are relocating to the Northern Virginia area, I can help you find a home.
Kids of all ages will love the Twilight Tattoo Ceremony!
We attended this FREE hour long patriotic celebration in Washington, D.C. at Fort Myer and it was awesome!
I would recommend it for all ages; even the teenagers who were visiting the Nation's Capital with tour groups were having a great time interacting with the Army performers.
(Click photo above for more information about Twilight Tattoo performance information)
for more photos of Twilight Tattoo
Performances are each Wednesday evening through August and begin at 7 p.m. Arrive by 6:00 p.m. to ensure you get a seat!Are you relocating to the Washington, D.C. Metro area?
Are you thinking of buying a home instead of renting in Northern Virginia?
Do you need help with finding a home? Do you have a question?
Alicia Utz.......HousesByA2z.com
Full-Time REALTOR® with ExitChoice Realty
14067 Crown Court
Woodbridge, VA 22193
Alicia cell 703-232-5766
office 703-350-4990
I provide residential real estate services as a Buyer's Agent in the following areas in
Northern Virginia:
Fort Belvoir, Quantico, Lorton, Alexandria, Kingstowne, Woodbridge, Manassas, Dumfries, Stafford, Occoquan, and Dale City
If you are relocating to the Northern Virginia area, I can help you find a home.
Find out what's for sale Right now in Woodbridge Virginia Click here
Note: This real estate blog is written by Alicia Utz, REALTOR® and is my opinion and may not be the opinion of Exit Choice Realty located in Woodbridge, Virginia.
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