FYI for Home Buyers

Buying a home is an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. Our services and experience range from financial aid to helping you find the home that best suits you and your family. For your convenience, we also can provide you with email alerts as to when new properties come on the market.  We pride ourselves on repeat business and hope you'll come to understand why.

As Your Agent, I Will:

• Assure that you see all the properties in the area that meet your criteria.
• Guide you through the entire home buying process; from providing you an ACTIVE list of homes available to the final step of signing the closing documents.
• Make sure you don't pay too much for your new home and help you avoid costly mistakes.
• Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.

BEFORE You Start Looking For Your New Home:

• Check your credit rating with all three (3) credit reporting agencies.  Straighten out any errors before applying for a real estate loan.  Need help in restoring your credit?  We can refer you to a Credit Restoration company.
• Determine a comfortable monthly budget for your new purchase, including down payment, monthly payment and utilities.
• Find a loan program that meets your needs; such as Conventional, FHA, or VA.
• Get pre-qualified AND pre-approved.
• Choose a REALTOR® that you trust and who understands your needs.
• Determine what neighborhood best matches the needs of you and your family.
• Identify and share with your agent the important features your new home should have.

Closing Costs to Expect:

• Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
• Third-party fees include charges for insurance, title search, and home inspections such as termites.
• Government fees include deed recording and state & local mortgage taxes.
• Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.

You can begin your Prince William County home search below.  

If you are looking for property outside of Prince William County, please call me and I can assist in narrowing your property search for a different county.

Happy House Hunting!